banking disrupted

Observing, Deciphering and Commentating on trends that impact financial services


Latest news on trends and innovations impacting financial services

Soundbites from the world of payments

The future of digital payments looks bright, with technology and regulation continuing to drive innovation across the payments industry. In addition, the increasing virtualisation of shopping, accessing services remotely through video/chat and more consumers managing money on the move has fuelled further growth in mobile payments. According to a report by eMarketer, the global share of digital payments is expected to reach 22% of all transactions in 2023, up from 15.4% in 2019.

Your Talent is Your Business Strategy

Banking has always been an industry where the ability to differentiate against competitors has always been problematic as all financial services products are highly regulated, therefore, identical in how they operate. Strip back the bank-specific branding and UI/UX; current accounts, loans, mortgages, leverage finance, and credit cards are all identical.

Sustainability Trends Across Banking

Banks are subject to various sustainability regulations, depending on their location and the nature of their operations. However, despite the numerous regulations across the sustainability arena, there are several core sustainability regulations that banks may need to comply with:

Emerging Technology Trends that Help Banking

There are several emerging technologies can help banks improve their operations, drive innovation, protect customers from fincrime and create new personalised services. Here are we look at 6 technologies and the role they can play in transforming banking.


Ame Stuart

Ame has been in the financial services industry for 25 years, driving transformational change across banking, payments, and asset finance. She has authored several industry papers on regulatory change, disruptive technology and innovation across banking over the last decade. Her careful observation of the market allows her to decipher the impact of market movements and advise on how those can be commercially integrated into business strategy to drive value.

Ame is passionate about supporting banks in defining their transformation agenda by adopting new technology, progressive ways of working and creating offerings that drive value for end customers. Ame is a senior partner at IBM and formerly served as Head of Strategy for Barclays Corporate Banking, Marketing Director for Bank of Scotland Payments and Head of Strategy for WorldPay.

When not working, Ame enjoys tennis, badminton, motorsports, travel, spending time with family and walking Mylo, the boisterous Rhodesian Ridgeback!



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